Your capital was meant for a tailor in Nairobi.
Too much of it fed the middlemen.
HyperLedger connects ethical lenders directly with verified microfinance institutions. You fund a real small business, repayments come back to you automatically, and you can see every step along the way.
No sign-up needed: explore the live demo as a lender, MFI, or admin.
1.4B
adults worldwide still have no bank account
Source: World Bank, Global Findex 2021
140M
people already borrow from microfinance institutions
Source: Microfinance Barometer 2019
80%
of those borrowers are women
Source: Microfinance Barometer 2019
The demand is proven. The problem is the plumbing: capital crawls through layers of intermediaries, and lenders are asked to trust instead of verify. We built the direct route.
Transparency you can act on
Everything is built so skeptics don't have to take anyone's word for it, including ours.
Follow every dollar to a real business
Each loan lives in its own smart contract. Lenders see exactly which entrepreneur they funded, what has been repaid, and what is still owed, with no annual report and no black box.
Get repaid automatically, in proportion
When a borrower repays, every lender's share updates on its own, split by how much they put in. Claim your repayments whenever you like. Nobody has to run a spreadsheet.
Only verified institutions, only verified lenders
Every MFI and lender passes an ID and selfie check plus sanctions screening against the US Treasury OFAC list before touching the marketplace. Borderline matches go to a human reviewer.
Capital that reaches MFIs faster
The moment a loan is fully funded, the principal is released to the MFI automatically. No wire queues, no weeks of back-and-forth between intermediaries.
Impact you can prove, not just claim
Your dashboard tracks entrepreneurs supported, countries reached, sectors funded, and UN SDG alignment, built from your actual loans instead of marketing estimates.
Fund in stablecoins, see local value
Lenders fund in USD-pegged stablecoins. MFIs see today's value in their local currency before a loan is even funded, so everyone knows what the money is worth where it lands.
Built for every side of the loan
Illustrative testimonials representing our target users.
“Our last credit line took four months and three intermediaries. Here, a verified lender funded a loan for one of our tailoring groups in under a week, and our board could see the whole trail.”
Grace Wanjiru
Head of Finance, a community MFI in Nakuru, Kenya
“I stopped giving to funds that send me a glossy PDF once a year. On HyperLedger I can see the exact poultry farm I backed and every repayment as it happens.”
Daniel Reyes
Individual impact investor, Singapore
“I never needed a crypto wallet. My loan officer handled everything, and the loan arrived in time to buy stock before the holiday season.”
Maria Santos
Owner, sari-sari store, Cebu, Philippines
Simple pricing. No cut of your impact.
Every plan starts with a 14-day free trial.
Starter
$29/month
For individual lenders and small MFIs getting started.
- Verified marketplace access (KYC + sanctions screening)
- Fund or list loans with smart-contract tracking
- Automatic pro-rata repayments
- Personal impact dashboard
- Community forum
Pro
Most popular$79/month
For impact funds and growing MFIs moving serious capital.
- Everything in Starter
- Multi-stablecoin funding
- Local-currency value on every loan
- Portfolio-wide impact and SDG reporting
- Early access to local-currency payouts
The hard questions
Microfinance is regulated differently in every country. How can one marketplace handle that?
We don't replace local regulation, we build on it. Only licensed MFIs can list loans, and we record each institution's registration and license number during onboarding. Every MFI and lender also passes identity verification and sanctions screening, and anything borderline goes to a human compliance reviewer before access is granted. The MFI stays the lender of record in its own market.
Is putting loans on a blockchain actually secure?
Each loan runs in its own small, single-purpose smart contract, so one loan can't affect another. Lenders pull their repayments rather than the contract pushing money around, which removes a well-known class of attacks, and funds for a loan that never fills can be withdrawn after its deadline. The contracts are covered by automated tests and currently run on the Sepolia test network; we will move to mainnet only after an independent audit.
Our MFI has never used crypto. Is this going to be a headache?
Your team signs in like any web app. You propose a loan through a form, and the platform creates the contract for you. You connect one wallet once, and your dashboard shows each loan's status and its value in your local currency. If you can use online banking, you can use HyperLedger.
Do micro-borrowers need a smartphone or a wallet?
No. Borrowers deal with their MFI exactly as they do today, through the same loan officers. The MFI handles everything on the platform on their behalf. Borrowers simply get capital that arrived faster and cost less to raise.
Why should I trust a new platform with my money?
You shouldn't have to take our word for anything, and that's the point. Every loan, contribution, and repayment is recorded on a public blockchain you can check independently. Start with the 14-day free trial, fund one small loan, and watch its full trail before committing more.
Stop funding intermediaries. Start funding entrepreneurs.
Back one verified loan, follow it to the business it built, and decide for yourself.