educational·demo-mfi@hyperledgers.net·9/12/2026
How we assess first-time borrowers
We combine a household cash-flow interview with two community references. Repayment rates for first loans under $1,000 have stayed above 96%.
Educational resources and discussion for verified MFIs and lenders. Posts are moderated.
We combine a household cash-flow interview with two community references. Repayment rates for first loans under $1,000 have stayed above 96%.
Do other lenders spread small amounts across many loans, or back fewer loans with larger amounts? Curious how you balance impact and risk.